Personal Accident & Group personal Accident

• Personal Accident – this is for individuals

Provide cover against death or permanent total disablement and temporary  disablement.

• Death or Injury(s) should be directly caused by an accident involving the insured.

• Group Personal Accident

This cover is usually arranged by employer(s) for the employees, as discussed above it also cover both death and permanent total disablement or temporary disablement to employees.